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Living Prepared, LLC

Scorecard

Retirement Income Scorecard

Answer eight quick questions to see whether your retirement income is built to last, and where the risks are.

Private by design. Your answers are scored in your browser. No email required to see your score.
Your progress0 of 8
Do your guaranteed income sources (Social Security, pensions, annuities) cover your essential expenses?
1

Do your guaranteed income sources (Social Security, pensions, annuities) cover your essential expenses?

How confident are you that your money will last to age 95 or beyond?
2

How confident are you that your money will last to age 95 or beyond?

How protected are you against a market downturn early in retirement?
3

How protected are you against a market downturn early in retirement?

Do you have a plan for long-term care costs in retirement?
4

Do you have a plan for long-term care costs in retirement?

How well is your asset base positioned with respect to potential tax increases in the future?
5

How well is your asset base positioned with respect to potential tax increases in the future?

Enter the approximate share of your investable net worth in each. These should total 100%.

Brokerage, bank, most real estate

%

Traditional 401(k), IRA, pre-tax

%

Roth, HSA, cash-value life insurance

%

Total: 0% (should total 100%)

How protected is your income against inflation over a long retirement?
6

How protected is your income against inflation over a long retirement?

Do you have a coordinated strategy for how and when to draw income?
7

Do you have a coordinated strategy for how and when to draw income?

Does your cash-flow plan address required minimum distributions (RMDs) and coordinate with when you claim Social Security?
8

Does your cash-flow plan address required minimum distributions (RMDs) and coordinate with when you claim Social Security?

0 of 8 answered