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Legal

Website Privacy Notice

This notice describes how Living Prepared handles information collected from visitors to and prospects on this website. It is separate from any privacy notice provided to clients.

1. Scope and relationship to the client notice

This Website Privacy Notice describes how Living Prepared, LLC (“Living Prepared,” “the firm,” “we,” “us,” or “our”) handles information collected from visitors to and prospects on its website at livingprepared.team.

This notice is separate from, and does not replace, the privacy notice the firm provides to its insurance and annuity clients under applicable insurance privacy laws, the state implementations of the Gramm-Leach-Bliley Act that apply to insurance producers. That client notice governs the nonpublic personal information collected in connection with insurance and annuity relationships. Where a person is both a website visitor and a client, the client notice governs information tied to the client relationship, and this notice governs general website usage.

2. Information we collect from visitors

  • Analytics and usage data. We use Google Analytics to understand how the site is used: pages viewed, referring pages, general interaction and event data, and approximate location, associated with an analytics identifier.
  • Device and browser data. Standard technical data such as browser type, operating system, device type, and IP address, as processed by our analytics and hosting providers.
  • Information you submit. Information you provide when you contact us or request a consultation, and, if you ask us to send your full scorecard report or suggest a topic, your name, email address, and the details you enter. Form submissions are routed to us through our automation and email providers. This may also include anything else you choose to provide.
  • Calculator and scorecard entries stay in your browser. The on-page calculators and scorecards process the values you enter in your browser and compute results on your device. We do not receive those entries, with one exception: the name, email, and score you choose to submit when you request a full scorecard report.
  • Embedded-media interactions.The videos page embeds YouTube videos using YouTube’s privacy-enhanced (no-cookie) mode. The player loads with the page and contacts Google and YouTube servers to display the video, and YouTube cookies are set only if you click to play.
  • Cookies and similar technologies. See the table in Section 4.
  • Hosting and security data. The site is delivered through a third-party cloud hosting and content-delivery provider, which processes standard request information, such as IP address and browser user agent, to deliver and help secure the site.

3. How we use this information

  • To operate, deliver, and secure the website.
  • To measure and understand how the site is used, so we can improve its content and performance.
  • To respond to inquiries and requests you submit.
  • To schedule and manage consultations you request.
  • To send your scorecard report when you ask us to.
  • To maintain the security and integrity of the site.

4. Cookies and similar technologies

The cookies below were identified for this site. The analytics cookies (_ga and _ga_0L31CLCWKM) are set on the firm’s own domain and are used for Google Analytics. The YouTube cookies are set by YouTube and, consistent with the privacy-enhanced embed, are set only after a visitor clicks to play an embedded video. Durations are set by the provider and are approximate; a session cookie expires when you close your browser.

CookieProviderPurposeDurationType
_gaGoogle (Google Analytics)Distinguishes individual visitors (a Google Analytics client identifier).2 yearsFirst-party
_ga_0L31CLCWKMGoogle (Google Analytics)Maintains Google Analytics property and session state. The suffix matches this site's Google Analytics property identifier.2 yearsFirst-party
VISITOR_INFO1_LIVEGoogle / YouTubePlayer and visitor state for an embedded video. Set only after you click to play.6 monthsThird-party
VISITOR_PRIVACY_METADATAGoogle / YouTubeStores video privacy metadata. Set only after you click to play.6 monthsThird-party
YSCGoogle / YouTubeSession and player state for an embedded video. Set only after you click to play.SessionThird-party
__Secure-ROLLOUT_TOKENGoogle / YouTubeSupports feature rollout for the embedded player. Set only after you click to play.6 monthsThird-party
__Secure-YNIDGoogle / YouTubeA Google and YouTube identifier used by the embedded player. Set only after you click to play.6 monthsThird-party

The site does not currently use a cookie banner or on-site cookie preference center. The controls available to you are described in Section 7.

5. Service providers and other third parties

We use the following service providers to operate the site and respond to inquiries. Information may be processed by these providers in connection with the services they provide:

  • Cloud hosting and content delivery. A third-party provider that hosts and delivers the website.
  • Google (Google Analytics). Website analytics.
  • Google and YouTube. Embedded video, in privacy-enhanced mode. The player loads with the page; YouTube cookies are set only if you click to play.
  • Google (Gmail and Google Workspace). Email delivery and handling for inquiries and messages.
  • ActiveCampaign. General automation and email.
  • Zapier. Routing form submissions to our systems.
  • Whitwell & Co., LLC. Our affiliated SEC-registered investment advisory firm, when coordinating integrated financial planning services and only with your prior written authorization, which you may withdraw at any time.

Email composed in ActiveCampaign is delivered through Google’s mail servers, so Google appears above in more than one role. We do not sell personal information.

6. Retention

We keep the information described in this notice only as long as necessary for the purposes described, and then delete or de-identify it. Google Analytics data is subject to the data-retention period configured in our analytics settings. Information held by our service providers is also subject to those providers’ own retention practices.

7. Your choices and rights

  • Cookie controls. You can manage or block cookies through your web browser settings. Because the site does not currently offer a cookie banner or preference center, browser settings and the tools below are the controls available today.
  • Google Analytics opt-out. You can opt out of Google Analytics across websites by installing the Google Analytics Opt-out Browser Add-on at tools.google.com/dlpage/gaoptout.
  • Embedded video. Because embedded YouTube videos set cookies only after you click to play, you can avoid the related YouTube and Google cookies by not clicking to play.
  • Browser privacy signals. We honor browser-based privacy controls, such as Global Privacy Control, where required by applicable law.
  • State privacy rights. Depending on where you live, you may have rights to access, correct, or delete your information, or to opt out of certain processing. To exercise any such right, contact us using the details below, and we will respond as applicable law requires.

8. Contact and effective date

Living Prepared, LLC
4805 Brisa Way, Austin, Texas 78738
info@livingprepared.team
+1 (512) 222-8864

Effective date: July 2026.

We may update this notice periodically. Material changes will be posted on this page with an updated effective date. This notice is provided for transparency about the firm’s website. It does not create any rights or obligations beyond those required by applicable law. See also our Disclosures and Terms.