Advanced Planning
Advanced Life Insurance Strategies
Sophisticated, higher-complexity strategies for accredited investors and business owners. Each can be powerful in the right situation and carries real costs and risks, which is why they suit very few people. We are candid about when they do not fit.
Private Placement Life Insurance (PPLI)
A policy for accredited investors that opens up far wider, professionally managed investment choices inside a tax-efficient wrapper. Costly, illiquid, and coordinated through registered advisers.
Learn more →Premium Financing
Borrowing bank money to fund a much larger policy with less out-of-pocket cash, whether to build wealth or transfer it efficiently. Powerful leverage that carries serious interest-rate and collateral risk.
Learn more →